Virtual card for Airbnb

Can I pay for Airbnb with a virtual card?

Yes. A VCCBuy virtual card works for Airbnb the same way a plastic Visa or Mastercard does: enter the card number, expiry date and security code at checkout. The card spends from a balance you fund with USDT, USDC, ETH and other coins.

How Airbnb charges your card

People use Airbnb for stays and experiences. Airbnb charges when the booking is confirmed. Some stays can be split, with part taken at booking and the rest closer to check-in.

Which card to use

We suggest the Visa Premium. Stays can be large single payments, and the Premium limit and free reissue give more headroom.

Visa Premium at a glance
Issue fee$24.99, paid once
Top-up fee2% top-up fee
Monthly limitUp to $25,000 monthly spend

How to set it up

  1. Create an account and deposit crypto. Sign up, then send USDT, USDC, ETH or another supported coin to your deposit address. Your balance is credited in dollars once the transfer is confirmed.
  2. Buy the Visa Premium. Pay the $24.99 issue fee from your balance. The card number, expiry date and security code appear in your dashboard.
  3. Add the card to Airbnb. Open the payment settings in Airbnb, choose to add a card, and enter the details along with the billing name and address shown on your card.

Tips for Airbnb

  • If you choose to pay in parts, keep the card funded for the second payment date.
  • Refunds for cancelled stays return to the same card.
  • A host security deposit, where used, is handled as an authorisation rather than a charge.

Questions about Airbnb payments

When does Airbnb take the second payment?

On the date shown at checkout, usually some days before check-in. The card needs enough balance on that date.

Can I pay for someone else's stay?

Yes. The card holder does not have to be the guest, but the booking account must be yours.

Related guides

VCCBuy is not affiliated with, endorsed by or sponsored by Airbnb. Billing behaviour is described as it typically works and can change. Each merchant decides which cards it accepts.

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