Virtual card for Spotify
Can I pay for Spotify with a virtual card?
Yes. A VCCBuy virtual card works for Spotify the same way a plastic Visa or Mastercard does: enter the card number, expiry date and security code at checkout. The card spends from a balance you fund with USDT, USDC, ETH and other coins.
How Spotify charges your card
People use Spotify for a Premium music subscription. Spotify bills monthly in advance on the date you subscribed. Family and Duo plans bill the plan owner only.
Spotify is one of many services you can pay this way. See our guide to the virtual cards for online subscriptions for how it works across every platform.
Which card to use
We suggest the Visa Classic. It is a small recurring charge, so the entry-level card with the lowest issue fee is enough.
| Issue fee | $9.99, paid once |
|---|---|
| Top-up fee | 3% top-up fee |
| Monthly limit | Up to $5,000 monthly spend |
How to set it up
- Create an account and deposit crypto. Sign up, then send USDT, USDC, ETH or another supported coin to your deposit address. Your balance is credited in dollars once the transfer is confirmed.
- Buy the Visa Classic. Pay the $9.99 issue fee from your balance. The card number, expiry date and security code appear in your dashboard.
- Add the card to Spotify. Open the payment settings in Spotify, choose to add a card, and enter the details along with the billing name and address shown on your card.
Tips for Spotify
- The country of your Spotify account decides the price and currency, so expect a small conversion if it is not in dollars.
- Load two or three months at once to avoid topping up every month.
- If you run a Family plan, keep the payer card separate from your personal spending.
Questions about Spotify payments
Why did Spotify charge a slightly different amount than the listed price?
Prices are set in the currency of the account country. A card that settles in dollars shows the converted amount.
Will a declined payment delete my playlists?
No. The account moves to the free tier until a payment succeeds, and your library stays in place.
VCCBuy is not affiliated with, endorsed by or sponsored by Spotify. Billing behaviour is described as it typically works and can change. Each merchant decides which cards it accepts.